In case Debt Investment is Your Option...

Is SSY Your Sole Option?

SIP-s are better investment products in long term horizon, since they give good return in the long term more than in the short term. 

Don't deprive yourself the benefit of extraordinary returns by putting all your money into SSY

A Succint Recipe!!!

Guide to Mutual Fund Investment

Sectors dominating the Portfolios

1. Private banks

2. IT

3.Refinery

4. Pharma

5. NBC

Popular stocks

1.HDFC

2.ICICI

3. Reliance industries

ULIP

Investor's power to customise the portfolio composition in accordance with market scenario is an advantage with this option. 

Wider options according to the needs of investords such as liquidity, return, value etc... is another positive feature of this option

NPS- Perhaps, Your Cup of (Special) Tea

For those who look to push the 150,000 tax deduction limit through investments, NPS is a good option, as it offers an additional deduction of 50,000 apart from the regular 80C investments. 

But, beware it's a long term option. No withdrawal upto 60 Years (Unless you meet the special conditions laid) 

The investment portfolio is a combo of equity and debtand so the investors could this as a safe bet

Counting on ELSS ??!!!

Take-away

Given that the volatile equity market  is on the cards for year 2020, it is good remains wary of this investment option despite the fact ELSS posted a commendable show in the recent past

Rahul Singh Interview to ET dt. 08.01.20

Take-away

1. Real estate and NBFC-s are not safe bets now. 

2.Strategy Suggested

%

10        - Small caps

20        - Mid caps

20-25  - Value

Rest    - Multicap and large-cap

3. Mid-caps not likely to underperform Large-caps

4. GDP growth came down in 2 phases. 

  

A. Demonetization

B. Risk aversion and Funding squeeze