Sunday, 20 April 2014

Sustenance of Renminbi and its leverage over the world economy*

                                                                      Abstract 

                  This paper studies the macro economic trajectory of China with a special emphasis on its foreign exchange management regime. This study comes at a time when china is facing international pressures from across the globe to allow its currency renminbi appreciate. Recently Robert Zoellick, President of the World Bank came out with his view hinting of replacing dollar as the world’s reserve currency. The U.S.’s debt burden will climb to 97.5 percent of gross domestic product next year from 87.4 percent, the Organization for Economic Cooperation and Development forecast in June this year. Given that the US Dollar is losing its stability and credibility, a need for shift to a more reliable value holder is felt across the world. This paper studies whether renminbi can serve for that purpose or not, given the skepticism around the world towards it's sustainability, albeit the fact that it is the second largest economy and is the fastest growing economy in the world. The rising prominence of renminbi got reiterated recently when Malaysia bought renminbi denominated bonds for its reserves. It deals with the renminbi’s current position in the global scenario, it's increasing prominence, the benefits that  it  is enjoying by means of pegging it's exchange rate this lowly at the domestic context  and at the international context, export and import structure, their leverage over it's economy as a whole, capital market, fund flow benefits, trade balance it maintains with nations across the globe and how the other countries 's  around the domestic economy  is affected by china's export structure. To sum up, this paper is centered on china's foreign exchange management regime .It deals with it’s correlation with the other macroeconomic parameters.

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* D.Gowtham, 2nd  year B.com, Loyola college, Chennai.  Originally presented in the 'International conference on recent trends in growth patterns – A Global perspective' held at  
Loyola college, Chennai on 7th February 2011.


Sustenance of Renminbi and its leverage over the world economy

Exchange rate management regime:

Exchange rate refers to the price of one country's currency expressed in another country's currency. In other words, the rate at which one currency can be exchanged for another. Countries often peg the value of their currency either above or below the value of another currency to correct the trade imbalances that occur in their economy relative to other economies. The exchange rate regime is the way a country manages its currency in respect to foreign currencies and the foreign exchange market.

On going practice:

Till 1971 all world currencies except the dollar were pegged against dollar, which in turn has agreed to maintain the value of 1 US dollar equal to the value of 35 Ounce of gold. In 1971, following the inability of the dollar to maintain its value as agreed in the Bretton woods system, world countries following West Germany one by one started casting off the dollar as the world reserve currency, which is popularly termed as Nixon shock. However, as United States remained the world's preeminent economic power and as most of the international transactions continued to be conducted with the United States dollar, it remained as the de facto world currency.[1]Still somewhere between 40 and 60 percent of international financial transactions are denominated in dollars.[2]

Waning exclusive hegemony of dollar:

Year
2001
2002
2003
2004
2005
2006
2007
2008
2009
Dollar's
Share in  official foreign exchange reserves

70.7%
66.5%
65.8%
65.9%
66.4%
65.7%
64.1%
64.1%
62.2%



Between 2000 and 2008 the US dollar’s share in the world countries’ official foreign exchange reserves has significantly reduced from 70% to 62%. With the US unemployment rate hovering around 10%, the exclusive economic supremacy of US that has been enjoyed by it after the Second World War, would be uncertain in the forthcoming times. Calls for replacing dollar as the primary world reserve currency has increased in the recent times – particularly in the wake of 2008 global financial meltdown. Zhou Xiao chuan, Governor of PBC called for a global currency replacing dollar as the primary reserve currency pointing to Triffin dilemma in 2009. In his speech he particularly mentioned about the need for considering SDR for that purpose. Recently Mr. Zoellick, President World bank, calls for a reserve system that “is likely to need to involve the dollar, the euro, the yen, the pound and a renminbi that moves towards internationalization and then an open capital account”. He also says that the system should also consider employing gold as an international reference point of market expectations about inflation, deflation and future currency values.[3]

US dollar’s real effective exchange rate is as low as it was at the end of the Bretton woods system in 1971. (Business Line, Tear down this Chinese wall) Former Federal Reserve chairman Alan Greenspan in 2007 mooted the idea of having Euro as the primary reserve currency in the place of US dollar. Thus one could not any longer expect to have US dollar as the de facto world reserve currency.

Surging Chinese economic prominence:

China, with its growth rate as the fastest in world, has raised skepticism around the world of getting into the shoes of the US dollar. Recently it overtook Japan in the GDP terms marking it as the second largest economy in the world after USA. Its healthy state is very much evident from the fact its economic progress remained intact in spite of the sovereign debt crisis that shook the world highly after the sub-prime crisis of 2008. Being the holder of world’s largest labour force, largest exporter of  goods and services, second largest importer, Fifth largest receiver of FDI, largest current account surplus holder, holder of largest foreign exchange reserves adds up to its credentials.

Renminbi in the current global scenario:

In August 2010, china opened its domestic interbank bond market to foreign central banks that have access to renminbi through a series of bilateral currency swaps to the worth of $120 billion. Commercial banks like HSBC, Citigroup were also opened doors to invest in china’s inter bank bond market .Malaysia recently has purchased renminbi denominated bonds for its currency reserves. Shanghai stock exchange in November came up with its plan to issue Hong-Kong based ETF, the first of a cross border investment kind in china. Such things add impulse to the alleged China’s attempt to internationalize renminbi.[4]

China is also, particularly after the wake up of the sovereign debt crisis, is facing mounting pressures from across the globe particularly from the US to allow renminbi to appreciate against artificially keeping its value low. This iterates the inevitability of leverage of the renminbi in the world economic recovery. Thus there is every possibility and right for renminbi to dominate the global currency market in the future.



Forex management in China:

In the year 1994 first major renminbi devaluation occurred to eliminate the current account insufficiency that china has been facing thitherto. From then on current account of china started showing steady rise of surplus - particularly after the China’s accession to WTO in 2001. The unification of Swap rate and official exchange rate into a single official exchange rate marked the first step in China’s entering into the Managed floating exchange rate regime.[5]
          YEAR  CURRENT ACCOUNT BALANCE
1994

6.9
1995

1.6
1996

7.2
1997

29.7
1998

29.3
1999

21.1
2000

20.5
2001

17.4
2002

35.4
2003

45.9
2004

68.7
2004

68.7
2005

160.8
2006

249.9
2007

371.8
2008

426.1
 2009

297.1



In 2005 it gave up it’s thitherto practice of pegging solely against dollar. Instead it started adopting the practice of pegging its currency against a basket of currencies – the major currencies in the basket being US dollar, European Euro, Japanese Yen and the Korean Won. China revalued its renminbi against dollar to tune of 8.11 per USD moving away from its thitherto pegged value of 8.27 renminbi/USD. This is where it is widely regarded that china has started adopting managed floating exchange rate regime abandoning the fixed exchange rate regime. But in the wake up of the 2008 financial crisis it halted the appreciation of renminbi against the dollar. Between 2005 and mid 2008 renminbi appreciated against US dollar by 21%. Since then it remained roughly at 6.83 renminbi / US dollar. [6]

The exchange rate has been allowed to move within a wider band, i.e., from a daily band of 0.3 percent against the US dollar at the start of the reform in 2005 to 0.5 percent in 2007. Before 1994, the RMB exchange rate was determined both by the authorities and the swap market. Now it is determined in the interbank foreign exchange market through OTC transactions, supported by market makers. In June 2010, the People’s bank of china announced that it would allow renminbi to be more flexible, a move which was welcomed by the major economies of the world. In December 2010, the exchange rate of renminbi was roughly at 6.6 renminbi / US dollar.

Reason for being managed this tightly:

China cast off the fixed exchange rate management regime in 2005. But that does not mean that it has become considerably liberal in its exchange rate management regime. Chinese economic growth is largely export driven. So its exchange rate should be favoring its export sector.

The reason for being so rigid in its exchange rate management regime is to gain competitive advantage over the global countries. Its rigidity is very much evident from the fact that china adhered to its exchange rate value of its currency during a period when the world was suffering a global financial melt down from 2008 to June 2010. China’s exports plunged by 21.3% during 2009 whereas the exports of India, that is the second fastest growing economy and widely regarded as the fitting competitor of china has declined by 29.2% during the global recession period.[7]

 The loosening of its hold in June 2010 is more of an act of dousing international pressures. Its announcement came up during the run up of the Toronto G 20 summit at which it was widely anticipated that it is going to face condemnations against maintaining a strong hold over its exchange rate. Thus china’s keenness in its management of its exchange rate management regime can be attributed to the reason that it, by doing so, is very much keen in spurring its export led growth. China’s cost advantage in the products they export exceeds the 20 % to 30 % difference that a stronger Yuan could achieve. [8]

Thus by not allowing the, appreciation as asked by afflicted major economies it further ensures its export driven growth.

Benefits that China enjoys by managing their currency tightly at the domestic and international context:

   By means of maintaining its exchange rate this tightly it ensures price stability for international dealers of the Chinese goods. This in turn attracts investors to invest in Chinese economy, which ensures them a stable economic climate. Thereby it is able to attract a large FDI into its economy. It has grown as the third largest FDI receiver in the world in 2006.

   In 2010 it has grown as the second largest FDI attractor of FDI followed by USA.[9]  This creates a good number of employment opportunities in the country. Because of that it is able to maintain its unemployment ratio at 4.2% albeit the colossal population it has. Given its totalitarian regime, exchange rate regime that it follows renders it with a good hold over the domestic demand. Since it does not go for frequent adjustments of its exchange rate in relation to the international supply and demand conditions it should go for adjustment in the domestic market to maintain its exchange rate. So its domestic demand has to naturally get calibrated to sustain its exchange rate. Thus its exchange rate management regime facilitates government’s pursuits in its policies.

China has grown as a country with the highest current account surplus by maintaining its exchange rate to its favour. China has grown as the largest exporter of goods and services. This has given it a competitive advantage over other countries. So it is able to produce goods at low cost
.
Allowing minimal appreciation of the renminbi has developed china as the largest holder of the foreign exchange reserves. As of June 2010 its foreign exchange reserves has grown to $2,454.3 Billion. Thus it endows China with enormous economic potential. [10]


Export structure:

China’s share in the total world exports jumped to 10% in 2009, replacing Germany as the world’s largest exporter. Over the years China’s export structure has undergone drastic change - from being a manufacturer of low value added products to high value added products. Products such as electronic goods, telecommunication instruments have found increasing presence in its manufacturing list while the share of textiles, apparels has reduced. [11] The export identity of china has been transformed from an exporter of low value added products to high value added products.

   
  
   China has been able to sustain its export growth in real terms, which is hardly achieved by any other country in the world. Its export is able to grow over time regardless of the price fluctuations in the world trade. This senses the inevitability of the China’s exports in the world trade.[12].China’s export sector composition contains a major share of processing industry with it. In other words, it is more a producer of intermediate or Semi-finished goods.11 This states the fact that if the exports of the China is affected it not only will affect its economy. Also the economies of those countries from which it imports to manufacture those intermediate goods will also get affected. This adds prominence to its export sector in the world scenario and explains the reason for its export growth in real terms. Over the ten years before 2008, China’s exports grew by an annual average of 23% in dollar terms, more than twice as fast as world trade. Projections in the IMF’s World Economic Outlook imply that China’s exports will account for 12% of world trade by 2014. The China’s export share of 10 % in the world trade is almost equal to that of Japan’s during 80-s. But Japan was not able to sustain with that export growth rate – the reason being succumbing to pressures across the globe to appreciate Yen – particularly from US. The Plaza accord of 1985 allowed US dollar to devalue strengthening Yen. Yen strengthened against US dollar by more than 100% between 85 and 88. Consequently its export share dropped to less than 5%. China is facing such international pressures at this moment. An IMF working paper published in 2009 calculated that if China remained as dependent on exports as in recent years, then to sustain an annual GDP growth of 8%, its share of world exports would have to rise to about 17% by 2020[13]


Can renminbi appreciation be a solution for global economic imbalances:

Currently, China is running with a largest current account surplus. It is maintaining trade surplus with major economies of the world. In 2009 it was maintaining a current account surplus of $ 297 Billion. In 2005, the U.S. trade deficit with China was at $201 billion. It was followed by the EU-15 which accounted for a deficit of $121.8 billion .It was followed by Japan at $28.5 billion.
Thus all the major economies are running in deficit with China in trade. [14]

Given this kind of a trade dominance of china with the rest of the world it is a matter of uncertainty that whether an appreciated renminbi alone can make up for financial congestion that the world is facing. Since joining the WTO, China provides one-fifth of American imports, but buys only 7.4 per cent of US exports. It has built up a bilateral trade surplus of $226 billion and, in the process, emerged as America’s banker. During late 2008 or at early 2009 China became the largest foreign holder of US securities.[15]  However US imports from China are mostly of intermediate kind of goods, which are made up into finished products in the US. Thus US imports from China are providing employment in US. A Centre for Economic Policy research study states that reduction in US imports from China will impinge negatively on its employment opportunities. The CEPR study estimates that a 10 per cent rise in the value of the renminbi could see China cut imports of components by as much as 6 per cent. The fact that China by being an intermediate exporter, is not only at the receiver’s end but also is at the giver’s end is reiterated from the fact that a 10% increase in China’s income leads to 4 to 5 percent increase in the exports of countries like Japan and Singapore. India too experiences a 2.3% increase in exports. India is a latecomer, when compared to other countries, as a supplier of raw materials to Chinese exports. [16]In 2009 US exports to China, which is the third largest importer of Chinese products rose by 13%. Whereas in the case of Mexico and Canada, which are even the other two largest importers of US goods than China, the import share has fallen by 14%. Thus it would not be just to deem China being very much mercantile in its trade policy.[17]


Conclusion

China’s current account surplus is driven not only by its large exports. The other factors that account for its huge current account surplus are its prudent savings. Its savings rate stands at 54 percent of GDP versus an average of 33 percent among developing countries and 17 percent among Organization for Economic Cooperation and Development Economies8. This high savings also largely explains the reason for its current account surplus. In China state control is large over the affairs. The government is totalitarian in its character. Given such a kind of strict regime, it can be said that this kind of high savings is largely driven by the state control. This can be better explained by the fact that its savings comes from corporate sector rather than households. Given their graying demographics, this high level of savings rate means that Chinese are riding with a vision to ensure safety for their future. China is now at the peak of experiencing its demographic dividend. China’s average age of population would be 39 by 2020. By 2040, the world’s second largest population after India will be Chinese pensioners, who would be more than 400 million in number.[18] Given the uncertainty over the productivity of china because of its enfeebling demographics, China should act prudently now to sustain in the future. China does this by means of saving much and maneuvering its exports prudently. Succumbing to the capitalistic pressures from the west would prove to be mutually detrimental phenomena .Because western countries know less about capitalizing on the opportunities that a devalued renminbi would create.  This can be substantiated by the Sub-Prime crisis of 2008 that arose due to the speculative practices in US which eventually ensued Asset bubbles in US. Already savings rate of US economy is hovering at some point less than 1%.If China goes for currency appreciation it may help the economy of US to pick up in the short run. But in the long run it may not be possible because speculation may again start driving the economy of US. This may result in asset bubbles. If china goes for a big appreciation of renminbi, it also will have to face the ill effects of such appreciation. This is what happened in the case of Japan in 1985. Japan lost its export market and suffered an economic loss because of the currency appreciation, which is being termed as the lost decade. So China should be prudent in managing its exchange rate regime. Global economic recovery is essential. But that should not occur at the cost of failure of healthy economies. So the ideal thing would be allowing the renminbi to appreciate gradually, without allowing Chinese economy to slack in the long run at the same time empowering the sickened economies by making them to realize the seriousness by means of offering sustained resistance.



              
REFERENCES


[1]As of December 26,2010 Wikipedia listed on its website  http://en.wikipedia.org/wiki/World_currency

[2] Robert Gilpin, Global political economy: Understanding the international economic order, 2001

[3]As of December 26, 2011 “Financial times” listed on its website http://www.ft.com/cms/s/0/eda8f512-eaae-11df-b28d-00144feab49a.html#ixzz18viOCZzi


[5]“A Managed Floating Exchange Rate Regime is an Established Policy”, People’s bank of China, accessed December 26, 2011,


[6]“Chinability,” Renminbi exchange rates,  http://www.chinability.com/Rmb.htm

[8]Alberto Alesini, Luigi zingales, “China Needs a U.S. Lesson”

 Bloomberg, 2010

[9] World investment report, UNCTAD, 2006, 2010

[10] Chinability, “Foreign exchange reserves of China”, http://www.chinability.com/Reserves.htm

[11] Mary, Caroline,China's Export Boom’’, Finance and development 44, 2007

[12] Prof. Bhattacharya, Weekly current affairs bulletin, A.I.R, 10th December 2010

[13] “Fear of Dragon”, Economist, 7th Jan 2010

[14]“Federation of American scientists”,  http://www.fas.org/sgp/crs/row/RL31403.pdf

[15] Congressional Research Service , China’s Holdings of U.S. Securities: Implications for the U.S. Economy, July 30, 2009

[16] Nayan chanda ,Freeing the renminbi, Business world, 24th April 2010

[17] Fear of Dragon, Economist, 7th Jan 2010

[18] Helen qiao, Goldman sachs, BRIC report, 2006












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